Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...

In recent months, credit spreads have narrowed to levels not seen since before the global financial crisis. These shifts signal a robust stock market and valuations above historical averages—a dual ...