Dear Action Line: Your Aug. 19 column "Credit card creates credit history" mentions the "FICO score" but doesn't say what it is or how it is figured. Could you explain? — M.T., Tulsa. FICO score: The ...
Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.
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Smart habits to maintain your credit score
As credit access expands in 2026, everyday borrowing decisions will play a decisive role in long-term financial stability.
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