Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

That seems to be the sentiment this month as the first interest rate cut of 2025 is set to be issued by the Federal Reserve. Initially expected to be in the form of just 25 basis points, now there's ...

The Federal Reserve’s most recent cut could mean changes for savings accounts and certificates of deposit. While these macroeconomic shifts are designed to help control or reduce inflation and ...

After holding interest rates steady for much of 2025, the Federal Reserve closed out the year by trimming its benchmark rate three times between September and December. The central bank has now ...