High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% ...

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

A money market account differs from a money market mutual fund, which is a security and not a deposit account. Money market ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

A high-yield savings account can help you earn the most.

Thanks to compounding interest and historically higher interest rates than traditional savings accounts, a high-yield savings ...