Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. The Department of Education continued its suspension of student ...

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・Borrowers with federal loans issued after July 1, 2026, will choose between the new Standard Plan or a new income-based option called the Repayment Assistance Plan (RAP). ・Existing borrowers must ...

(This is part three of a five-part series on how we pay for college. Read parts one and two.) "The current student loan system has many problems." This is the least controversial sentence I will ever ...

・Borrowers currently on SAVE, PAYE, or ICR will switch to RAP or IBR next year. ・Monthly payments could rise sharply for borrowers under these plans. ・Examples show some SAVE borrowers may owe ...

Millions of SAVE borrowers seeking forgiveness have been encouraged to move their loans to an Income-Based Repayment plan-- especially since their loans will start accruing interest in about a week.

The Department of Education has quietly suspended student loan forgiveness under the Income-Based Repayment plan, leaving borrowers who have made payments for decades in limbo. The suspension affects ...