As climate-related events shift from occasional to frequent, secondary perils are becoming primary threats. In response, ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Medical underwriting is the process of evaluating an application for health insurance ...

Underwriters assess your application for an insurance policy to determine whether or not to provide you with insurance, depending on how much risk you pose to the company. The more risk you present, ...

Life insurance underwriting has long been evolving to improve insurer efficiency and the customer journey. As life insurers and reinsurers continued to wrestle with this, the COVID-19 pandemic came ...

The world of insurance underwriting has been a steady and unchanging force for over four centuries. It's a domain where risk assessment and pricing are deeply rooted in historical data, often locked ...

Underwriters at Allianz and other insurance companies have long faced an intimidating challenge: the need to find specific answers across hundred-page documents before they can make an attractive ...

Field underwriting is one of the most critical things financial professionals can do to ensure the best underwriting outcome for clients. Field underwriting gathers all the pertinent information that ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Discover how backdated liability insurance offers protection for claims made before policy purchase. Learn its benefits, limitations, and applications in business.

Life insurance underwriting is the behind-the-scenes process that plays a pivotal role in shaping your policy. This methodical evaluation delves into your personal and health details, considering ...

Underwriting decisions often drive more economic value in life insurance planning than carrier selection, product design or illustrated pricing, yet underwriting is where many professionals spend the ...