Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

According to the International Residential Code, a tiny house is a standalone unit of 400 square feet or less, excluding loft space. Most insurers require tiny homes to meet set construction and ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

To get adequate homeowners insurance coverage, know which questions to ask. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Contractors install a roof in Mobile County, Ala., designed to better withstand hurricanes. Other states are adopting similar programs, offering insurance discounts to encourage disaster preparation. ...