Mar 5, 2025 · Who needs long-term care insurance? The short answer is anyone over 60. But we’re sure you want to know why, so we’ll go over the details.

Dave Ramsey’s advice on long-term care insurance is part of his broader philosophy of financial planning, which includes steps like eliminating debt, building emergency savings, and …

Call 888-825-5225 Weekdays from 2-5pm ET or send ...

Aug 26, 2025 · Discover whether Dave Ramsey recommends long term care insurance and what financial advice he offers for retirement planning.

Aug 5, 2025 · Dave Ramsey argues against long-term care insurance (LTCI), labeling it a "waste of money" and "bad idea", suggesting that costs may exceed benefits and that premiums can …

Nov 24, 2025 · Mr. Ramsey states that there is less than a 1% chance of needing LTC services prior to age 60, and therefore suggests waiting until then to buy coverage when “the risk …

Dec 22, 2025 · Long-term care insurance is one of the best ways to make sure you (or your loved ones) have a plan to pay for your care as you age. Let’s dig into why (and when) you should …

It would probably depend on things like the extent of her depression, how long it’s been manifested, and what it has done in her life. That’s one of the reasons I’m advising you to see …

Mar 14, 2022 · Ramsey understands that rising long-term health care costs can adversely impact your savings and lifestyle. He believes Long-Term Care Insurance is definitely worth it due to …

Here's the Bottom Line that shaped our lives for 30 years: We cannot change our past. We can only learn from it. Happiness is not a function of money or social status.