Californians… we can’t catch a break. 😩 You’ve probably heard the federal “no tax on tips” and “no tax on overtime” changes. That’s federal — and if you qualify, it can lower your federal taxable income for 2025–2028. But California isn’t automatically following it for state taxes. California updated its conformity date to Jan 1, 2025, and the state specifically says that update does NOT include the One Big Beautiful Bill Act. So you might get the federal break… but still owe CA state tax on th
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💥 “Home upgrades seem harmless… until they raise your mortgage payment.” Most homeowners don’t realize this can happen until it’s too late 👇 1️⃣ Permits Trigger Reassessment Any upgrade that requires a permit — pools, additions, extra square footage, major remodels — sends the county back to reassess your home at today’s value, not your original purchase price. 2️⃣ Higher Value = Higher Taxes A higher assessed value means higher property taxes, and that increase gets rolled straight into your
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